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There are many other benefits, including:
There are different types of bank accounts. Some are not available to everyone.
Basic bank accounts will not have an overdraft, cheque, or debit card facility. However, direct debits can be set up and cheques and benefits can be paid into these accounts.
To open a basic bank account, you will need to visit the bank in person. You will also need to provide two forms of identification and proof of where you live.
Benefits of saving
Things to note
Types of savings
YHN also works with Money Wise Credit Union who may be able to help and we offer an ethical alternative to high street rent to own schemes which you might find useful – see the Own your Own pages in this website for more details.
If you are concerned about budgeting or worried about a loan you have already taken out, please don’t suffer in silence – contact us to see how we can help you.