It can be tempting to ignore debts and hope they go away. Unfortunately they won’t, and the longer a debt is left, the worse it can get. It is very important to act if you receive any letters relating to debt, particularly if they refer to potential court action.
If you feel that you are struggling with your debts, finding it hard to pay your bills or would like to manage your finances better, you are not alone. Please don’t suffer in silence – seek help from any of the places in the Who can help? section below and you’ll find it far easier to get everything back on track.