Right to Buy - stages of your application

Initial request for information
We will give you an information pack that
explains the Right to Buy process. Your pack will include
your claim form, RTB1, and we will give you advice about how to
fill it in. We will send you an acknowledgement letter within
seven days of receiving your completed Right to Buy application
form.
Landlord's response notice – RTB2 admitting your Right to
Buy
Our Right to Buy team will send you a notice
(RTB2) informing you that you have the Right to Buy your council
home within four weeks of receiving your completed claim form RTB1
(or eight weeks if we need more information to confirm your tenancy
with a previous landlord).
If you do not have the right to buy, we will
tell you why we have turned down your application. If you
still do not understand the reason, you should ask us for a further
explanation. If you disagree with our explanation, you can
get advice from a Citizens Advice Bureau, the Department for
Communities and Local Government or a solicitor.
If the property is set aside for elderly or
disabled people, you have the right to appeal against this decision
to the Residential Property Tribunal Service. Details about
how you can appeal are on the back of the RTB2.
How does the Council value my home?
Newcastle City Council’s Property Services
team will contact you by telephone to make a valuation
appointment. If they are unable to contact you, the Right to
Buy team will write to you giving you three working days to contact
Property Services to make a valuation appointment. All our
valuers carry personal identification with them.
Once we receive your valuation report and we
have all the information we need we will send you your section 125
offer notice to you by post.
Other companies do not represent Newcastle
City Council or Your Homes Newcastle. If you are approached
by a person or company offering to help you buy your home, ask for
identification, check out what’s in it for them and talk to us
before signing up to any deal. You could be signing for
services that are free from us.
What type of valuation is it?
Newcastle’s Property Services team will carry
out a visual inspection only to work out the value of your
home. The valuation we carry out is not a structural
survey.
Your purchase price
We will send you an offer notice, called a
Section 125 notice. The offer notice will tell you the price
you will have to pay and the conditions of the sale. We will
send you this:
- within eight weeks if it is a freehold property (normally a
house or bungalow)
- within twelve weeks if it is a leasehold property (normally a
flat or maisonette).
Unhappy with your price?
If you disagree with the valuation set by the
council, you can appeal to the District Valuer to re-value your
home. We will arrange this for you and you must apply in
writing to the Right to Buy section at Your Homes Newcastle within
twelve weeks of receiving the Section 125 Notice.
The District Valuer can, if he wishes, agree
with the landlord's valuation and leave the valuation the same,
lower it or raise it. The valuation the District Valuer puts
on the property will be the final valuation. The Section 125
Notice will list any structural defects that we are aware of.
It is advisable at this stage to get an independent
structural report from a qualified surveyor or structural
engineer.
Getting a survey
Before you decide to purchase your home you
should obtain an independent survey from a qualified surveyor or
structural engineer or architect. When you apply for a
mortgage the bank or building society will carry out their own
survey but this is only for valuation purposes and may not reveal
any existing structural problems.
You should have a survey done after you
receive your offer price. There are two main types of surveys
you can have:
- RICS/ISVA Home Buyers' survey and
valuation
This is a report and valuation in a
standardised format to indicate all significant defects, but not
minor ones. This level of survey is normally adequate for
most properties, and also gives an indication of the value of the
property. Please note: this valuation
does not replace that of the Council surveyor or District
Valuer.
- A building survey
This involves a more
detailed examination of all the visible parts of the
property. It may be wise to choose this level of survey if
your property is old or obviously in need of repair. It may
also be a sensible option if you are considering making any
alterations to the building.
Homes designated as defective
Certain types of houses and flats have been
designated as defective under Part XVI of the Housing Act 1985, and
Your Homes Newcastle must tell you of this before you buy if it
applies to your home. Any such property may be difficult to
sell at a later date as this makes it difficult to get a
mortgage. If your property falls under this category you must
think very carefully before buying, and if you do decide to buy it
is important to get a full structural survey first.
Proceeding with the purchase
You must tell the Right to Buy team in writing
by returning your completed acceptance form within twelve weeks of
receiving your offer price. You must complete all of the acceptance
form including:
- solicitor's name and address
- how you are funding your purchase; for example, mortgage
- name of mortgage lender.
If you proceed with the purchase, this is the
time to arrange a mortgage and also a solicitor or licensed
conveyancer.
If we do not hear from you within twelve weeks
of the date of your offer notice, we will send you a
reminder. You will than have a further twenty-eight days to
contact us. If you do not contact us, we will assume that you
no longer want to buy your home.
You can withdraw your application at any time
up to the completion of the purchase.
You decide to buy your home
Once you return your acceptance form, we will
forward it to our Legal Services Department; we will write to you
confirming we have done this.
Our Legal Services Department will draw up the
legal documentation and send it to your solicitor. If you do
not tell us your solicitor's name and address, we will send the
legal documents to you.
Delays on the purchaser’s part
Once our Legal Services Department have sent
your legal documents to your solicitor, and you have had your offer
notice at least twelve weeks, we will send you a warning notice.
This will ask you to complete your purchase within fifty-six
days.
If you do not complete your purchase within
the fifty-six days, we will send you a second notice. If you
have not bought your home at the end of this period, we will
withdraw your application.
You may decide you no longer want to buy your
home. You have the right to withdraw at any point up to completion
of the sale. You must do this in writing.
Delays on your landlord’s part
Most Right to Buy sales go through quickly and
smoothly, although there are occasionally problems or delays, the
causes of which may be out of our control. However, if we do
not meet our statutory obligations, there are options available to
you as the purchaser.
Firstly, if we do not send you the RTB2 Form
or Section 125 Notice within the statutory time limits, you may be
entitled to a reduction in the purchase price.
To claim this reduction you must first fill in
an Initial Notice of Delay (RTB6) Form and send it to us. We
then have one calendar month to take the next step in the sale
process. If we do not do this, or if there is no possible
action which could speed up your purchase, then we would serve you
with a Counter Notice (RTB7).
If the Counter Notice is not sent within the
time allowed you can then send us an Operative Notice of Delay
(RTB8) Form. The rent you pay whilst the delay continues will
then be taken off the purchase price. If we delay the sale
unnecessarily again you can repeat this procedure.
If there are any other problems with the sale
that we are unable to resolve, you can ask the Citizen's Advice
Bureau or a solicitor about your rights.