You could join a Credit Union in Newcastle.  Credit Unions are owned by their members and run by their members, they are there to help!   The unions help you to save and once you have become a reliable saver, you can borrow money at extremely reasonable rates and feel safe and secure knowing that you have borrowed from a legitimate and regulated lender.

Credit Unions normally accept a wider range of ID than banks, and they give free life insurance to cover the value of a loan. 

Click here to find out about MoneyWise Newcastle Credit Union, the largest Community Development Credit Union in the North East.