Home Contents Insurance for Tenants
Many council tenants believe that the council automatically
insures their furniture, belongings and decorations against fire,
theft, vandalism or water damage such as burst pipes - this
is not the case.
Your Homes Newcastle strongly advises all tenants to take out
household contents insurance. You can do this either through
a scheme arranged by Newcastle City Council or by making your own
Could you afford to replace your possessions if they
were stolen in a burglary or damaged by a fire, flood or
You can insure the contents of your home with any insurance
company. But, to make it easier and more affordable for you,
YHN and Newcastle City Council have worked with Royal & Sun
Alliance to design a scheme just for YHN tenants.
It’s a simple and affordable scheme which covers your furniture,
belongings and decorations. Prices start from as little
as 64p per week with premiums added to your rent so
you don’t need to worry about keeping your payments up to date.
What does the scheme offer me?
- New for old cover (except clothing and household linen where an
allowance for wear and tear is deducted)
- You don’t have to pay any excess if you make a claim
- You can insure a low minimum sum
- You don’t need to add any additional security to your home to
- You can make easy weekly payments with your rent.
- You can also choose optional extras to cover accidental damage,
personal belongings, wheelchairs and hearing aids.
How do I join the scheme?
You can download an application form below. This contains
full details about the scheme:
You can also pick up an application form at your local Community Housing
Office or request one by emailing email@example.com
or calling 0191 278 7749.
When joining any insurance scheme, make sure you know exactly
what you're covered for by reading your policy carefully.
Making a claim
If you have arranged insurance under this scheme and need to
make a claim please contact the loss adjuster on 08456
718171 to request a claim form.
Read our frequently asked
questions to find out more.
Home contents insurance and Under Occupation
If you're under occupying your home and are considering taking in a lodger to bring in
some extra money to pay your rent, read our Frequently Asked
Questions to find out what taking in a lodger means for your