Under occupation and your age



Currently, if you or your partner is an older person who is no longer classed as being of ‘working age’ you will be exempt from the under occupation charge (also known as the ‘bedroom tax’) that comes in from April 2013. This means that you will not have your Housing Benefit reduced if you are under occupying your home and have more bedrooms than you need.

In April 2013 you will no longer be of 'working age’ if you or your partner were born before 05 October 1951 and you will be exempt from the under occupation charge and therefore not have your benefit reduced.

If you were born after that date you can use the table below to see on what date you will become exempt. From that time you will no longer have to pay the under occupation charge. This information might be useful when you are deciding whether or not to move to a smaller house, or how long you can afford to make up the difference between your Housing Benefit and your rent.  

(These dates relate to the date on which you can apply for Pension Credit. You do not have to qualify for Pension Credit to be exempt from the under occupation charge.)

If you are in a couple, providing one of you is no longer of 'working age', you will continue to be exempt once you transfer to Universal Credit.

But - if you are making a new claim for Universal Credit or you have transferred to Universal Credit before reaching 'non-working age', both you and your partner must be 'non working age' to be exempt.

Please note: full guidance is not yet available but we will keep these pages updated as and when we know more.

Date of birth

 Date of exemption

06/09/1951 - 05/10/1951

 06/03/2013

06/10/1951 - 05/11/1951

 06/05/2013

06/11/1951 - 05/12/1951

 06/07/2013

06/12/1951 - 05/01/1952

 06/09/2013

06/01/1952 - 05/02/1952

 06/11/2013

06/02/1952 - 05/03/1952

 06/01/2014

06/03/1952 - 05/04/1952

 06/03/2014

06/04/1952 - 05/05/1952

 06/05/2014

06/05/1952 - 05/06/1952

 06/07/2014

06/06/1952 - 05/07/1952

 06/09/2014

06/07/1952 - 05/08/1952

 06/11/2014

06/08/1952 - 05/09/1952

 06/01/2015

06/09/1952 - 05/10/1952

 06/03/2015

06/10/1952 - 05/11/1952

 06/05/2015

06/11/1952 - 05/12/1952

 06/07/2015

06/12/1952 - 05/01/1953

 06/09/2015

06/01/1953 - 05/02/1953

 06/11/2015

06/02/1953 - 05/03/1953

 06/01/2016

06/03/1953 - 05/04/1953

 06/03/2016

06/04/1953 - 05/05/1953

 06/07/2016

06/05/1953 - 05/06/1953

 06/11/2016

06/06/1953 - 05/07/1953

 06/03/2017

06/07/1953 - 05/08/1953

 06/07/2017

06/08/1953 - 05/09/1953

 06/11/2017

06/09/1953 - 05/10/1953

 06/03/2018

06/10/1953 - 05/11/1953

 06/07/2018

06/11/1953 - 05/12/1953

 06/11/2018

Government benefit changes